How To Permanently Delete Files From Your PC

When You Delete Hard Drive Files, Are You Sure They Are Really Deleted? Your personal computer is often a starting point for the crime of Identity Theft, this is where the bad guys look for bits of your personal information, passwords or even credit card numbers. They often look through your deleted files, that’s right

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How To Receive Free Credit Reports

Nothing in life is free right? Well in fact you can get free credit reports annually and it won’t affect your credit score. By law, you are entitled to get one free report from each of the big three credit reporting bureaus: TransUnion, Equifax, and Experian each year thanks to a ruling by the FTC.

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A Closer Look at the FICO Score

It may be just a little number, but the ubiquitous FICO score has considerable influence on every consumer’s life in the United States and Canada. If you are in need of credit, housing, or a job, the higher your FICO number, the better will be your results. As a good part of your credit worthiness

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Avoiding Online Auction Fraud

Despite the increase in reports of cyber bulling through Facebook and other social media sites, the number one cybercrime that is reported is by far auction fraud. In particular, the Internet Crime Complaint Center (IC3) has reported that they have especially seen an increase in auction fraud related to international car auctioning. An auction that

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Credit Monitoring Services Review

Credit monitoring services scrutinize a consumer’s credit report at one or all three credit bureaus for a monthly fee, alerting the consumer to late payment items, identity thefts, inquiries from potential creditors and employers, and any other credit report changes. The pros and cons of this service are fiercely debated. But there is much to

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Family Credit Monitoring Plans

Are there any services that offer family credit monitoring plans that cover an entire household of adults & children? This is a question that comes up quite often actually.  Mainly, because most credit monitoring plans are aimed at covering individual social security numbers.  And while there are several services out there that offer plans that

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Our 10 Best ID Theft Prevention Tips

Keep­ing your iden­tity safe is impor­tant. If some­one else is able to get their hands on your sen­si­tive iden­ti­fi­ca­tion infor­ma­tion, not only can they pre­tend to be you for all intents and pur­poses, but they can also take your money, your credit and your entire life  The anonymity of this crime makes many peo­ple feel help­less to

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Citi Credit Monitoring Services Review

Update:  The Citi Credit Monitoring Service Program was terminated 3-31-2015.   We recommend you look at our IdentityGuard monitoring review as an alternative to the Citi monitoring plan. Iden­ti­ty­Mon­i­tor is a ser­vice pro­vided by Citibank. Citibank has been in busi­ness for the past 200 years thanks to its abil­ity to do busi­ness through what they call Respon­si­ble

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How To Freeze Your Credit Report

Placing a freeze on your credit report is one of the initial steps you should take if you discover you are the victim of identity theft.  This temporary freeze prevents the information in your credit file from being reported to companies, credit grantors etc.  The short version is that nobody can run a credit inquiry

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