Credit Score

How To Receive Free Credit Reports

Nothing in life is free right? Well in fact you can get free credit reports annually and it won’t affect your credit score. By law, you are entitled to get one free report from each of the big three credit reporting bureaus: TransUnion, Equifax, and Experian each year thanks to a ruling by the FTC.

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A Closer Look at the FICO Score

It may be just a little number, but the ubiquitous FICO score has considerable influence on every consumer’s life in the United States and Canada. If you are in need of credit, housing, or a job, the higher your FICO number, the better will be your results. As a good part of your credit worthiness

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TransUnion Credit Reporting Faq’s

TransUnion is one of the three credit reporting bureaus along with Equifax and Experian.  The three credit reporting agencies keep track of your credit history and provide reports to prospective lenders and mortgage brokers.  TransUnion not only reports on your credit, but they have processes in place to help make corrections to your report. On

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How To Check Your Credit Score For Free

Checking your credit score and reports regularly is extremely important for maintaining your good credit standing.  Not only does it let you know the health of your credit, but it can also be a vital way to determine if you’ve been a victim of identity theft.  We recommend checking your credit reports at least once

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Simple Ways To Improve Your Credit Score

Keeping your credit score and credit rating in good standing is extremely important when it comes time to apply for auto loans, mortgages & other revolving lines of credit.  Unfortunately some of us fall into a bad spot where we’ve let our credit scores drop because of debt, identity theft and various other reasons.  This

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