Email Credit Card Chip Scam
Ironically, the new credit card security chips, which are supposed to keep your information even more secure from hackers and data breaches, has driven scammers to come up with new (& old) angles to steal your personal information. While we all may be just a little safer using our cards at retail stores, criminals are using phishing emails which appear to be from legitimate banks. The company logos, addresses and information all appear to be real. The messages read to the effect, “Your card is on the way, but you need to update some information before you can start using it”.
They then ask you for your account numbers, passwords and other sensitive information that you definitely do not want to give out. Don’t go for it!
Do not reply to the email.
Do not click on any links within the email
Your bank or credit card company will never ask you for this kind of information via email. Keep your account numbers and online passwords secure and never give them to anyone you can’t 100% verify their identity.
This type of scam has been going on since the beginning of the internet, but that doesn’t mean it’s not still an effective tool for identity thieves. Stay aware. Report any suspicious emails like this to your financial institutions immediately. If you believe you’ve been a victim of one of these scams, immediately check your credit report and monitor your credit to ensure you haven’t had more information stolen than just your account numbers.
My name is Jennifer Price and I started StopIdentityFraud.org because internet privacy & security are issues that are extremely important to me. As a private network security consultant, too often do I see the damage that can be caused by identity theft & fraud. It’s my goal to help educate people about id theft and how to better protect themselves against it. Feel free to get in touch with me here or on any of my social media profiles.