Is Using Facebook a Risk to Your Identity?
Facebook has revolutionized the way individuals feel and communicate their ideas. Through status messages, photographs, links and other kinds of posts, individuals of all ages are now able to speak what’s on their mind and reach hundreds, if not thousands of people. Though this might be of some benefit, regrettably, this is a perfect way for criminals and identity thieves to gain access to private information and sensitive data. Identity theft on social media sites like Facebook is now uncontrolled and increasing annually
This information can be used by criminals to open credit lines in your name, because stealing of information occurs through such social-networking sites. They are able to commit these types of offenses: go on a shopping spree, take-out a mortgage, or purchase a car using credit cards in your name. I.D. theft can occur to you personally via your social networking websitea and induce issues for you months and possibly even years later on. Here are a few things you are able to do in order to counter these identity theft strikes.
Secure Your Private Information
FB frequently asks for your own personal information online including your name, address, phone, birth date, and in some rare cases, youSocial Security number and account numbers. Be skeptical of giving away that type of information on social media, since it’s possible that the information could be intercepted and used fraudulently. FB enables you to really set your security settings so you can manage who sees your profile.
Don’t Show Revealing Photographs
Additionally don’t actually put up a photograph of any sort of ID – student , driver’s licence and social security. There’s a single narrative of a man who, after seeing the grave of his own mother, posted a photograph of the tombstone on FB, providing would-be robbers the complete name of his own mother that’s frequently utilized as a protection measure by charge card businesses and lenders. This is really something you ought to never do- enabling felons to figure out your mom’s maiden name.
Use Strong Passwords
Passwords can be hard to recall particularly if you want to possess different passwords for each website that you simply go to. It’s significant to avoid ID Theft on social media websites to produce strong passwords. A strong password is a mix of specific characters, letters and figures, one that the thief might have a difficult time guessing. Among the passwords is really a mix of both lower and upper-class letters. Some specialists within the area advocate putting in numbers within the center of the password rather than in the start or in the end. Remember that in order to truly have a powerful password, the more it’s, the harder it’s for crooks to unearth. Lastly despite all these, use passwords which are simple to recall also – not just only your birth date or your daughter’s birth date, or an old address.
Review Your Credit File Often
It’s significant that you simply review your credit history regularly so that you simply will learn whether there are uncommon and funny activities in your credit file. You can track your credit file by ordering them in the three credit agencies (Equifax, Experian, and Trans Union). You may order these once yearly free of charge or better – subscribe to periodic reports or credit monitoring.
Mike Carter writes about consumer credit for SIF. He has been a speaker at Financial Freedom Summit in California. His work has appeared in The New York Times, Washington Post, Los Angeles Times, MarketWatch, USA Today and MSN Money, and on the Associated Press wire. At one point he held a perfect 850 credit score and he is a serial mortgage refinancer.