ProtectMyID Review

How Does ProtectMyID Stack Up Against Other Credit Monitoring Services?

If you are look­ing for an advan­tage when it comes to have your iden­tity pro­tected, then you might con­sider join­ing up with Pro­tect­MyID. Why? They are a part of the fam­ily of ser­vices that are pro­vided by Exper­ian Online, mean­ing that they have a direct link to your credit pro­file and infor­ma­tion. Com­bine iden­tity pro­tec­tion with the spe­cific ana­lyt­i­cal tools that have caused Exper­ian to grow into a bil­lion dol­lar com­pany serv­ing cus­tomers in 80 coun­tries, and you’ve got your­self a pow­er­ful iden­tity pro­tec­tion part­ner on your side.

How Does Pro­tect­MyID Mon­i­tor Your Identity?

Sur­veil­lance Alert is an e-mail and SMS alert appli­ca­tion that mon­i­tors your credit report for over 50 dif­fer­ent types of indi­ca­tors for pos­si­ble iden­tity theft. Some com­mon exam­ples that you would be able to see would be if an account was sent to a col­lec­tion agency, whether a new loan was opened up under your name, or if some­one was try­ing to open up lines of unse­cured credit – like with a credit card.

This credit sur­veil­lance is par­tic­u­larly good in elim­i­nat­ing a new type of iden­tity theft that is intended to help pay some­one else’s med­ical bills. By sub­mit­ting your iden­tity to a hos­pi­tal or a clinic, the hos­pi­tal will begin billing you and poten­tially your insur­ance for ser­vices. Pro­tect­MyID mon­i­tors daily for changes in your credit reports and can help stop med­ical fraud as soon as it is discovered.


SSN Mon­i­tor­ing

Pro­tect­MyID also mon­i­tors for the intro­duc­tion of your Social Secu­rity num­ber into sources where iden­tity thieves might be able to access it. Think of it as check­ing the “iden­tity theft black mar­ket” for your per­son­ally iden­ti­fy­ing num­ber. This helps to keep your core iden­ti­fi­ca­tion mate­ri­als safer from com­pro­mise than just by mon­i­tor­ing the inter­net for events that have occurred after your num­ber has been stolen.

Change of Address Monitoring

One of the com­mon ways that thieves start plant­ing the seed for an iden­tity theft inci­dent is when a thief sub­mits a change of address card at the post office, which then directs your mail to the thief. Pro­tect­MyID mon­i­tors change of address noti­fi­ca­tions at the national level and noti­fies you if some­thing unusual hap­pens with your address.

Chil­dren and Family

Pro­tect­MyID also offers pro­grams that help to pro­tect the iden­ti­ties of your chil­dren and advice on how to pro­tect loved ones that may have passed away.

How Does the Pro­tect­MyID Alert Sys­tem Work?

Pro­tect­MyID pri­mar­ily uti­lizes e-mail and SMS texts to alert their cus­tomers that there is a pos­si­ble iden­tity theft that has been iden­ti­fied. These alerts occur the moment there is new data added to your iden­tity, which then allows you to be able to deter­mine if that new data is autho­rized or not. If you do not have any new data added within a month’s period, then you receive an all clear e-mail from ProtectMyID.

Pro­tect­MyID also offers a mobile app for smart­phone users that shows a list of all alerts that have been received. It also lets you take an iden­ti­fi­ca­tion theft risk assess­ment so that your cur­rent lifestyle and habits can be eval­u­ated and pos­si­bly improved. You also receive one touch assis­tance to get in touch with a Theft Res­o­lu­tion Agent should you encounter an alert that you feel needs to be investigated.

Recov­ery Assis­tance from ProtectMyID

Since Pro­tect­MyID is part of Exper­ian, their res­o­lu­tion ser­vices con­nect the cus­tomer with the best spe­cial­ists in the field for repair­ing the dam­age done by iden­tity theft. Being part of this exclu­sive credit agency group means that res­o­lu­tion spe­cial­ists know where to go and what to do in order to pro­tect you from any fur­ther damage.

Pro­tect­MyID offers users a $1,000,000 insur­ance pol­icy against an iden­tity theft inci­dent and a $2,000,000 pol­icy for every child’s iden­tity theft event that occurs while cov­ered with a valid pro­gram. This helps to pay up to a month’s worth of lost wages, for fill­ing out the paper­work required to restore your iden­tity, legal costs, com­pen­sa­tion for unau­tho­rized money trans­fers, and any costs for a pri­vate investigator.

Pro­tect­MyID is Easy to Use!

Set­ting up your iden­tity pro­tec­tion through Pro­tect­MyID is sim­ple. All you need to do is fill out your per­sonal infor­ma­tion into their secure data­base, and then Pro­tect­MyID does the rest. You get access to the impor­tant num­bers that you need to con­tact a Theft Res­o­lu­tion Agent, a free mobile app, and alerts sent directly to your e-mail or by SMS text if you choose that method to know when some­thing nefar­i­ous is going on. Mem­ber­ship also gives you access to the Exper­ian set of finan­cial tools that can help you grow your net worth.

Addi­tional Tools and Features

Lost Wal­let Protection

This is prob­a­bly one of the scari­est of inci­dents when you lose your wal­let with all your credit cards, med­ical IDs, social secu­rity num­ber, driver’s license, and any num­ber of other impor­tant doc­u­ments. All of these cards could be used mali­ciously by the iden­tity thief. If you have ever lost a wal­let, you know you will be mak­ing a lot of phone calls to can­cel credit cards, get new insur­ance cards, and order replace­ment debit cards.

Child Secure

Dur­ing the lull between when your child is born and when they reach their early adult years, an iden­tity thief can get the child’s social secu­rity num­ber and do many dam­ag­ing things with it. The worst part is that it often goes unde­tected for years since no thinks to check their child’s credit report.

Pric­ing & Value

You can sign up today for Pro­tect­MyID for just $15.95/month. You can click here to sign up for a $1.00 / 7 Day trial and only pay $19.95/month after.  Chil­dren can be added through Child­Se­cure for an addi­tional $6.95/month per child.

You can enroll today with Pro­tect­MyID to start securing your identity

Pro­tect Your Credit Today

Though Pro­tect­MyID may not give you access to free credit scores, they do give you ben­e­fits in other ways with pro­tec­tions of your iden­ti­fi­ca­tion mate­ri­als that other orga­ni­za­tions do not. With the Exper­ian rela­tion­ship, you also have a direct link to your credit report so that you have an imme­di­ate knowl­edge of any poten­tial iden­ti­fi­ca­tion theft events. This allows you to be able to be more proac­tive in pro­tect­ing your­self. If you’re look­ing for a fast and afford­able way to pro­tect all of your assets, Pro­tect­MyID is the com­pany for you. Enroll today and expe­ri­ence iden­tity pro­tec­tion the Exper­ian way!