Our 10 Best ID Theft Prevention Tips

Keep­ing your iden­tity safe is impor­tant. If some­one else is able to get their hands on your sen­si­tive iden­ti­fi­ca­tion infor­ma­tion, not only can they pre­tend to be you for all intents and pur­poses, but they can also take your money, your credit and your entire life  The anonymity of this crime makes many peo­ple feel help­less to pre­vent it.
There is no need to be hope­less though. There are some easy ways that you can keep your iden­tity safe, start­ing today, that can make a world of dif­fer­ence in pro­tect­ing your infor­ma­tion. Here are the Top 10 ID theft pre­ven­tion tips that you can imple­ment today to help to make your iden­tity safer.

1. Don’t carry extra credit or debit cards

Do you have one pri­mary account that you use for spend­ing? Then keep that one card with you and lock up what­ever other ones you may have in a safe loca­tion at home where thieves won’t think to look. Not only does this make it harder for an iden­tity thief to get their hands on all of your accounts, but it will also improve your spend­ing habits.

2. Cross­cut shred­ders are a must have in your home

We all like to joke about the guy who got his tie caught in the shred­der, but those old shred­ders really don’t do any­thing. Straight line cut paper is easy to remove from your trash that is curb­side and can be eas­ily taped together by an iden­tity thief. Look for a cross­cut shred­der that spits out tiny lit­tle pieces of paper. This will dis­cour­age an iden­tity thief to no end.

3. Recy­cle Your shred­ded information

Tak­ing your per­sonal papers that have been shred­ded and dump­ing them into a huge recy­cling bin full of paper elim­i­nates the curb­side thief. Mixed up with lit­er­ally tons of other paper, your iden­tity sim­ply gets lost in the mix.

4. Never carry your Social Secu­rity card

The only rea­son why you need a Social Secu­rity card with you is to pro­vide a copy of it to a new employer, and even then you could make the copy at home. Other com­pa­nies may request your Social Secu­rity card for ver­i­fi­ca­tion of who you are, but you can request alter­na­tive meth­ods of identification.

5. Use one time credit card num­bers while online shopping

Many credit card com­pa­nies offer an online shop­ping ser­vice where they will assign your account a unique num­ber that is good for one pur­chase only that you have autho­rized. This pre­vents iden­tity thieves from get­ting your actual credit card num­ber if you hap­pen to have spy­ware of key­log­ging soft­ware inad­ver­tently installed on your computer.

6. Don’t surf the inter­net with­out anti-virus, anti-spyware, a fire­wall, and anti-malware soft­ware installed.

The inter­net is a dan­ger­ous place thanks to the actions of a few, so to keep your­self safe while work­ing, surf­ing, and play­ing online, be sure to have all the pro­tec­tive ser­vices prop­erly installed and updated on your com­puter. Iden­tity thieves have even started to cre­ate viruses that affect Apple’s O/S, so always remem­ber that every com­puter you own is a poten­tial target.

7. Keep a list of all your finan­cial account num­bers  locked away.

If you do hap­pen to lose your wal­let or purse, or you sus­pect you have become the vic­tim of iden­tity theft, time is of the essence. By hav­ing this infor­ma­tion eas­ily acces­si­ble, you can sim­ply grab your list and start mak­ing calls instead of fum­bling around on the inter­net and through your files try­ing to find it after the fact.

8. Don’t give out any infor­ma­tion to peo­ple you don’t know.

Why would some­one you not know or a com­pany you’ve never done busi­ness with need your iden­ti­fi­ca­tion infor­ma­tion? To steal your iden­tity, that’s why! If you don’t know who is ask­ing for your info, don’t give it to them until you’ve ver­i­fied the authen­tic­ity of their request.

9. Beware aware of “phishing.”

Phish­ing is one of the biggest causes of iden­tity theft around today. Iden­tity thieves get you to give them your infor­ma­tion through a bogus e-mail or even phone call demand­ing you ver­ify your infor­ma­tion to save an account you might have with a legit­i­mate busi­ness. You talk to a con­vinc­ing per­son on the phone or you get trans­ferred to a legit­i­mate look­ing web­site where you “ver­ify” the info, but what you are really doing is sim­ply hand­ing your iden­tity away. You haven’t won any­thing. Your account will not be closed. You do not ever have to give some­one a pass­word or your PIN num­ber. Always, always, always ask ques­tions if you are unsure!

10. Some­times You Can Share Too Much Information

With the inven­tion of social net­work­ing on the inter­net through the var­i­ous web­sites, we tend to get very friendly with a lot of dif­fer­ent peo­ple who we may not even know per­son­ally. All it takes for an iden­tity thief who has friended or fol­lowed you to get into your home and take your iden­ti­fi­ca­tion infor­ma­tion is for you to post that you’re going to be out for a few hours, that you’re headed out on vaca­tion for a cou­ple weeks, or that you’re in charge of the school car­pool for next week.

Chances are you have pic­tures uploaded of your home that even show your file cab­i­nets, safes, or lock­boxes in the back­ground behind a smil­ing face. Be care­ful about who you decide to let fol­low you & friend you, and then be care­ful about what you share with them. With­out intend­ing to do so, you could be set­ting your­self up for an iden­tity theft inci­dent and not even real­ize it.

Iden­tity theft is the fastest grow­ing crime cur­rently in the United States, and it is grow­ing around the world as well. You can pro­tect your­self against iden­tity theft eas­ily by fol­low­ing these Top 10 guide­lines as con­sis­tently as pos­si­ble, while also look­ing into a credit monitoring pro­tec­tion plan that might fit your extended needs. Iden­tity theft is a $40 bil­lion per year prob­lem – don’t let it cost you too.

8 Ways You Can Prevent Identity Theft

Tips to Avoid Identity Theft

Identity theft is a crime which affects millions of people from different parts of the globe. If you don’t want to be a victim of identity theft, you should know the best safety measures to protect yourself from this growing crime.

There are several tips you may take for consideration when avoiding identity theft and some of them are as follows:

Tip #1: Consider an Identity Theft Protection Service

Numerous companies offer credit monitoring services to help anyone protect themselves from identity theft. Such services are available at reasonable rates. Depending on your preferences, you can choose any identity theft service provider that offers top notch solutions.

Tip #2: Keep All Your Personal Documents in a Safe

If you have important documents, it is always a wise idea to keep a personal safe for your home and a safety deposit box anywhere. You may utilize your safe at home for protecting items including social security card, passport, and birth certificate.

Tip #3: Protect Your Wallet or Purse at All Times

If you are buying purses, choose the ones that can be closed shut or zipped. Try not to make use of bags that some can easily reach into or see. Also, keep bags close to your body with tight grip all the time. Don’t leave purses or wallets in the car and if possible, don’t leave these exposed and never keep them in an obvious place.

Tip #4: Photocopy Every Content of Your Wallet

It is also a good idea to make copies of your ID cards, credit cards, and other personal documents that you usually keep in your wallet. In addition to that, keep records of all phone numbers to contact in case you have to order replacement items or close accounts.

Tip #5: Remove Yourself from Any Promotional Lists

If you don’t want to end up with stolen identity, start removing yourself from promotional lists including pre-approved credit card and junk mail lists. This added clutter does not do any good. In fact, you just put yourself at risk of identity theft if the stranger gets their hands on pre-approved cards.

Tip #6: Examine All Your Bank Account Statements

If you want to ensure that your bank accounts are all safe, always examine all your bank account statements regularly. If you bank accounts have unauthorized charges, never hesitate to call your chosen bank immediately.

Tip #7: Never Reveal Personal Information to Unverified Sources

Regardless if it’s over the internet or the phone, don’t reveal personal information to any unverified sources. Never feel pressured to answer questions if you don’t trust the source. Also, feel free to make a request for verifying information before giving any information.

Tip #8: Shred All Sensitive Documents Before Throwing Them Away

Before throwing your personal documents, consider shredding them first. Dumpster diving is said to be a common way of stealing personal information. Buy shredders for your home or office and ensure that you destroy any paperwork that contain personal details before you discard them. This includes credit, statements, mail, and even receipts.

Considering those tips above can help you avoid identity theft. Implementing them on your daily routine will allow you to save your personal information from this growing crime.

Download the PDF of this article here Tips to Avoid Identity Theft